Ranjana Shreedhar Coldwell Banker
Direct: (408) 861-8026
Fax: (408) 252-0538
Email Me

Buying Your Home

Whether you are a first time home buyer or moving to another house, no client is too small or too big for me.
 
Here are some of the many things I can do for you as your Buying Agent :
  • help you with diligently bringing a list of and selecting homes that fit your needs
  • advise you on pros and cons and risks in any particular home choice
  • complement your own internet research to work with you to achieve your home selection
  • help you visit houses on sale at the time of your convenience
  • educate you on the current real estate market, prices, and inventories along with comparative market analysis (CMA aka comps) of specific homes in a locality
  • educate you on the buying process each step of the way, and will keep you updated on any dynamic situation in a particular transaction or in the market in general 
  • help you with securing a pre-approval that will enable you to make a meaningful offer on a home of your choice
  • work with you to make offers on selected properties, including how much to offer,  offer documentation, explaining seller's property declarations, inspection reports, etc. and help you understand all the paperwork
  • explain the Escrow process, the Purchase Contract agreement, Buyer disclosures, the Closing process, and work with you throughout the purchase transaction
  • represent your interests in the negotiations as your buyer's agent
Read the articles on this page to build your knowledge on the Home Buying process. 
 
Contact me NOW at (408) 861-8026 or email me today for all your Real Estate needs
Finding a Good Agent
What I Can do for You
Benefits of a Buyer's Agent
 
Preparing To Buy a Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved
 
Finding A Property
Are You Ready To Find A Property?
Visiting Open Homes
Using A Property Checklist
Other Considerations
 
Making an Offer
The Basics Of Making An Offer
The Purchase Agreement
What You Need To Know
Negotiating
How Much Should I Offer?
 
Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer
 
Closing The Deal
What Is Escrow?
The Sale Process
Your Responsibilities During the Escrow Process
Buyer Disclosures 101
The Loan Process
Closing Costs
Who Pays For What?
The Escrow Process
Property Tax Calendar